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订阅又刷不过的时候,我会先打开 Wise 的 Activity,点那笔 Declined,原因就写在下面。
官方列的挺碎:卡没激活、余额不够、卡被冻了、超额、CVV/有效期填错、账单姓名地址对不上(AVS)、3DS 没点确认、商户那边根本不收这张卡。还有一种是商户只认本地发卡,海外卡怎么填都过不去。
另外 App 里 Payments → Recurring card payments,能拦某个商户的后续扣款。拦了不等于帮你取消订阅合同,该去商户后台停的还是得去停的。