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刚翻到一张表：Wise 能不能加钱包，看的是卡在哪国发的，不是你手机在哪。
日本发卡：Apple Pay 行，Google Pay 直接不行。菲律宾反过来，Google Pay 行，Apple Pay 不行。新加坡两边都能。
之前以为手机区域改一下就行，其实跟这没关系。